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Contact Us

Crystal Clear Financial Group

DeWitt Office

5788 Widewaters Parkway
DeWitt, NY 13214

680.800.7676

andy@crystalclearfinancialgroup.com

NEW YORK OFFICE

420 Lexington Ave, 15th Floor
New York, NY 10170

NEW HARTFORD OFFICE

9273 Kellogg Road
New Hartford, NY 13413

FAIRPORT OFFICE

375 Woodcliff Drive
Fairport, NY 14450

Tampa Office

3000 Bayport Drive, Suite 1100
Tampa, FL 33607

Honolulu Office

909 Kapiolani Blvd
Honolulu, HI 96814

Fort Worth Office

777 Main Street, Suite 3800
Ft Worth, TX 76102

Wenatachee Office

1301 Walla Walla Ave, Suite A
Wenatchee, WA 98801

Oxford Office

2090 Old Taylor Road, Suite 100
Oxford, MS 38655

Disclosure

Kyle Jones is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, IN, MI, NY, PA, and SC. No insurance business may be conducted outside the states referenced.

Kyle Jones is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5788 Widewaters Pkwy Ste 2, Syracuse, NY, 13214, 518-424-6052. In this regard, this communication is strictly intended for individuals residing in the states of DC, FL, IN, MN, NY, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Kyle Jones is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of DC, FL, IN, MN, NY, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Joseph Caiello is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CO, FL, HI, IN, MA, MD, ME, NC, NH, NJ, NY, OH, PA, SC, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Joseph Caiello is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5788 Widewaters Pkwy Ste 2, Syracuse, NY, 13214, 315-449-8647. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, CT, DE, FL, GA, HI, IN, MA, MD, ME, NC, NH, NJ, NY, OH, PA, SC, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Joseph Caiello is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, CT, DE, FL, GA, HI, IN, MA, MD, ME, NC, NH, NJ, NY, OH, PA, SC, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Andrew Schaffel is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CO, CT, FL, GA, HI, IL, MA, MD, NC, NJ, NY, OH, OK, PA, SC, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Andrew Schaffel is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5788 Widewaters Pkwy Ste 2, Syracuse, NY, 13214, 315-449-8600. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, DE, FL, HI, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, SC, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Andrew Schaffel is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, DE, FL, HI, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, SC, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Michael Kasch is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, NC, NJ, NY, PA, SC, TN, and TX. No insurance business may be conducted outside the states referenced.

Michael Kasch is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5788 Widewaters Pkwy Ste 2, Syracuse, NY, 13214, 315-439-7793. In this regard, this communication is strictly intended for individuals residing in the states of FL, NC, NY, OH, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Kasch is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of FL, NC, NY, and OH. As such, these services are strictly intended for individuals residing in the states referenced.

David Marshall is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CO, FL, MA, NJ, NY, OH, PA, and TN. No insurance business may be conducted outside the states referenced.

David Marshall is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5788 Widewaters Pkwy Ste 2, Syracuse, NY, 13214, 315-445-4993. In this regard, this communication is strictly intended for individuals residing in the states of NJ, NY, and OH. No offers may be made or accepted from any resident outside the specific states referenced.

Craig Nelson is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CT, FL, GA, MA, NC, NJ, NY, and PA. No insurance business may be conducted outside the states referenced.

Craig Nelson is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 9273 Kellogg Rd, New Hartford, NY, 13413, 315-790-5599. In this regard, this communication is strictly intended for individuals residing in the states of AZ, FL, MA, NC, NJ, NY, PA, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Craig Nelson is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, FL, MA, NC, NJ, NY, PA, VA, VT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Heath Houston is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AR (AR Insurance License #9652437), CA (CA Insurance License #0K25071), ME, MO, MS, NC, TN, and TX. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Heath Houston is licensed and authorized to offer insurance in California and Arkansas, but Crystal Clear Financial Group may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Heath Houston is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2084 Old Taylor Road Suite 106 University Office Park, Oxford, MS, 38655. In this regard, this communication is strictly intended for individuals residing in the states of AR, CA, GA, MS, NC, TN, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Heath Houston is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, CA, GA, MS, NC, TN, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Michael Caputo is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of GA, MA, MS, PA, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Michael Caputo is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5788 Widewaters Pkwy Ste 2, Syracuse, NY, 13214. In this regard, this communication is strictly intended for individuals residing in the states of CT, ME, MI, MS, NC, NJ, NY, OH, PA, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Anna Mpinga is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CT, FL, MN, MO, NY, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Anna Mpinga is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 777 Main St Ste 3800, Ft Worth, TX, 76102, 315-373-8479. In this regard, this communication is strictly intended for individuals residing in the states of MN, MO, NY, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Kevin Wong is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of HI, and NV. No insurance business may be conducted outside the states referenced.

Howard Brown II is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, GA, IN, NC, NJ, NV, NY, OH, RI, TN, and TX. No insurance business may be conducted outside the states referenced.

Howard Brown II is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3000 Bayport Dr Ste 1100, Tampa, FL, 33607. In this regard, this communication is strictly intended for individuals residing in the states of FL, GA, NC, NY, OH, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Howard Brown II is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of FL, GA, NC, NY, OH, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Rocco Leone is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NC, NJ, NY, SC, and VA. No insurance business may be conducted outside the states referenced.

Rocco Leone is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 209 High Point Dr Ste 310, Victor, NY, 14564, 585-248-6795. In this regard, this communication is strictly intended for individuals residing in the states of NC, and NY. No offers may be made or accepted from any resident outside the specific states referenced.

Tom Nelson is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, FL, NY, and TX. No insurance business may be conducted outside the states referenced.

Tom Nelson is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 9273 Kellogg Rd, New Hartford, NY, 13413, 315-790-5599. In this regard, this communication is strictly intended for individuals residing in the states of NJ, and NY. No offers may be made or accepted from any resident outside the specific states referenced.

Braden Draggoo is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AL, AZ, CA (CA Insurance License #0H19257), CO, FL, HI, ID, KY, MA, MD, MI, MN, MT, NC, ND, NE, NV, NY, OR, PA, TN, TX, VA, WA, and WY. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Braden Draggoo is licensed and authorized to offer insurance in California, but Crystal Clear Financial Group may not be. For additional information on California licensure status, please click here.

Braden Draggoo is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1301 Walla Walla Ave Ste A, Wenatchee, WA, 98801, 509-888-4345. In this regard, this communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, DC, FL, HI, ID, IL, MA, MD, MI, MN, MS, MT, NC, NE, NH, NJ, NV, NY, OR, PA, SC, SD, TN, TX, VA, WA, WI, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Braden Draggoo is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AL, AZ, CA, CO, DC, FL, HI, ID, IL, MA, MD, MI, MN, MS, MT, NC, NE, NH, NJ, NV, NY, OR, PA, SC, SD, TN, TX, VA, WA, WI, and WY. As such, these services are strictly intended for individuals residing in the states referenced.

Braden Draggoo is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Kyle Strife is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, FL, HI, NC, NJ, NY, PA, TN, TX, UT, VA, and VT. No insurance business may be conducted outside the states referenced.

Kyle Strife is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 45 Prospect St, Honolulu, HI, 96813, 808-829-0515. In this regard, this communication is strictly intended for individuals residing in the states of AZ, FL, HI, NC, NJ, NY, PA, TN, TX, UT, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

Kyle Strife is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, FL, HI, NC, NJ, NY, PA, TN, TX, UT, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Crystal Clear Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Crystal Clear Financial Group nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

For more information about NYLIFE Securities LLC and its investment professionals.

Click here
Crystal Clear Financial Group, LLC logo
  • ABOUT
    • Our Team
    • Our Process
  • OUR SERVICES
    • Fee Based
    • Retirement Planning
    • Wealth Management
    • Employee Benefits
    • Brokerage Services
    • Insurance Solutions
    • Estate Planning
    • Donor Advised Fund Accounts
  • RESOURCES
    • Calculators
  • SPECIALIZING/EXPERTISE
    • Physicians
    • Business/Franchise
    • Engineers/Technical
    • Pre-Retirees/Retirees
  • PHILANTHROPY
  • CONTACT

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