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Andrew Schaffel headshot

Andrew Schaffel, CAP®, CLTC®, LUTCF®, FSCP®, REBC®, AEP®

President

Andrew entered the financial services industry in 2002 after graduating college. He earned the Registered Employee Benefits Consultant (REBC®) designation in 2004. He went on to earn numerous designations through the American College such as the prestigious Chartered Adviser in Philanthropy (CAP®) and AEP®. Andrew has been the President of the local NAIFA chapter (National Association of Insurance and Financial Advisers) and currently is President elect of his local Estate Planning Council. He loves working with people.  He enjoys traveling with his wife Nancy, playing golf and working with clients and his team at Crystal Clear Financial Group. He is a huge lover of animals and has 2 shih-Tsus Tzu's and 4 cats.


2024 Forbes Top Financial Securities Professional Best in State (NY)

Neither SHOOK nor Forbes receives any compensation in exchange for placement on its Top Financial Security Professional (FSP) rankings, which are determined independently (see methodology). FSP refers to professionals who are properly licensed to sell life insurance and annuities. FSPs may also hold other credentials and licenses which would allow them to offer investments and securities products through those licenses. Ranking algorithm is based on qualitative measures learned through telephone, virtual and in-person interviews to measure best practices. Also considered: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management, sales figures and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and audited performance reports are rare. Individuals must carefully choose the right FSP for their own situation and perform their own due diligence. SHOOK’s research and rankings provide opinions intended to help individuals choose the right FSP and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

Phone: 315-449-8637

Mobile: 315-440-0303

E-mail: andy@crystalclearfinancialgroup.com

For more information about NYLIFE Securities LLC and its investment professionals.

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Crystal Clear Financial Group, LLC logo
  • ABOUT
    • Our Team
    • Our Process
    • The Nautilus Group®
  • OUR SERVICES
    • Fee Based
    • Retirement Planning
    • Wealth Management
    • Employee Benefits
    • Brokerage Services
    • Insurance Solutions
    • Estate Planning
    • Donor Advised Fund Accounts
  • RESOURCES
    • Calculators
  • SPECIALIZING/EXPERTISE
    • Physicians
    • Business/Franchise
    • Engineers/Technical
    • Pre-Retirees/Retirees
  • PHILANTHROPY
  • CONTACT
Disclosure

Andrew Schaffel, Joseph Caiello, Andrew Schaffel, Michael Kasch, David Marshall, Craig Nelson, Tom Nelson, Kyle Strife, Rocco Leone, Braden Draggoo, Heath Houston, Michael Caputo, Anna Mpinga, Kevin Wong, Howard Brown II, and Kyle Jones are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agents are properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.
Braden Draggoo (AR Insurance License #9894371) (CA Insurance License #0H19257).
Heath Houston (AR Insurance License #9652437) (CA Insurance License #0K25071).
Anna Mpinga (AR Insurance License #20814599).

As a New York Life Agent, Braden Draggoo is licensed and authorized to offer insurance in California and Arkansas, but CRYSTAL CLEAR FINANCIAL GROUP LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

As a New York Life Agent, Heath Houston is licensed and authorized to offer insurance in California and Arkansas, but CRYSTAL CLEAR FINANCIAL GROUP LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

As a New York Life Agent, Anna Mpinga is licensed and authorized to offer insurance in Arkansas, but CRYSTAL CLEAR FINANCIAL GROUP LLC may not be. For additional information on Arkansas licensure status, please click here.

The following individuals are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company:
Andrew Schaffel, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214, 315-449-8600.
Joseph Caiello, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214, 315-449-8647.
Andrew Schaffel, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214, 315-449-8600.
Michael Kasch, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214, 315-439-7793.
David Marshall, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214, 315-445-4993.
Craig Nelson, 9273 Kellogg Rd, New Hartford, NY 13413, 315-790-5599.
Tom Nelson, 9273 Kellogg Rd, New Hartford, NY 13413, 315-790-5599.
Kyle Strife, 45 Prospect St, Honolulu, HI 96813, 808-829-0515.
Rocco Leone, 209 High Point Dr Ste 310, Victor, NY 14564, 585-248-6795.
Braden Draggoo, 1301 Walla Walla Ave Ste A, Wenatchee, WA 98801, 509-888-4345.
Heath Houston, 2084 Old Taylor Road Suite 106 University Office Park, Oxford, MS 38655.
Michael Caputo, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214.
Anna Mpinga, 777 Main St Ste 3800, Ft Worth, TX 76102, 315-373-8479.
Howard Brown II, 3000 Bayport Dr Ste 1100, Tampa, FL 33607.
Kyle Jones, 5788 Widewaters Pkwy Ste 2, Syracuse, NY 13214, 315-251-2162.

Andrew Schaffel, Joseph Caiello, Andrew Schaffel, Michael Kasch, Craig Nelson, Kyle Strife, Braden Draggoo, Heath Houston, Anna Mpinga, Howard Brown II, and Kyle Jones are also Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company. Advisory services are offered only in jurisdictions where the financial advisers and Eagle Strategies LLC are properly registered.

Braden Draggoo is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

CRYSTAL CLEAR FINANCIAL GROUP, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither CRYSTAL CLEAR FINANCIAL GROUP, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

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